Insurance companies require a diagnosis and often detailed information about your treatment including goals and progress. With this information they can also set limitations for session frequency and length.
Paying out of pocket provides more privacy and confidentiality as therapists are not required to provide diagnostic codes or detailed information about your sessions to insurance companies. It also allows for a more personally tailored approach designed specifically to meet your individual needs and preferences.
If you're uninsured or not using insurance, you have the right to receive a "Good Faith Estimate" of the cost of your medical care. This estimate should include the total expected cost of your medical services, including related expenses like tests, medications, equipment, and hospital fees.
Your health care provider should provide you with a written Good Faith Estimate at least 1 business day before your medical service. You can also request a Good Faith Estimate from any provider before scheduling a service.
If your final bill is $400 or more higher than your Good Faith Estimate, you can dispute the bill. It's important to keep a copy or photo of your Good Faith Estimate for reference.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.
I am currently in network with the following insurances: